Transactions · Loans
Loans between a company and its shareholder
We set up a půjčka společníka without tax risk: calculating interest at the arm's length rate, checking thin capitalisation and keeping the accounting in order.
We calculate the correct interest rate, check the tax risks and document the loan between the company and the shareholder. The loan agreement we coordinate with an advocate. We work in Ukrainian, English and Russian.
Prefer a messenger? Write to us on WhatsApp →
🔒 Confidential · NDA on request · no spam, no cold calls
- KDP ČR Chamber of Tax Advisors
- 8 years in business
- 4.9★ Google
Send a request and we'll review your loan
Tell us about the loan: we'll check the risks and calculate the interest. No obligation.
Leave a request- Prefer a messenger? Write to us on WhatsApp →
- Confidential · NDA on request · no spam, no cold calls
- KDP ČR Chamber of Tax Advisors
- 8 years in business
- 4.9★ Google
OUR SERVICES
What the work covers
From calculating the interest and checking the risks to documentation, accounting and repayment.
-
Setting up the loan
We document the loan between the company and the shareholder correctly and with the right paperwork.
-
Arm's length interest
We calculate the market rate between related parties (cena obvyklá) and justify it.
-
Tax risk
We check the risk of an additional assessment on an interest-free or below-market loan.
-
Thin capitalisation
We calculate the permitted loan amount from a related party and the deductible interest.
-
Accounting and reporting
We record the loan, the interest and the repayment in the books and the tax return.
-
Repayment and set-off
We handle repayment or set-off of the loan with no tax consequences.
NAWI is registered with the Chamber of Tax Advisors of the Czech Republic (KDP ČR).
HOW WE WORK
3 steps: from the loan to the books
Deadlines, handover and confidentiality are fixed in the contract. A transparent process — you always know what is happening and when.
-
We review the loan
The parties, the amount and the purpose.
-
We calculate and check
We set the interest rate and check the tax risks.
-
We document and maintain
We prepare the paperwork, record it in the books and support the repayment.
PRICING
Priced per project
The price depends on the amount, the number of loans and the reporting required. We quote exactly once we've reviewed your situation.
Send a requestLOAN SITUATIONS
The loans we work with
We set up and maintain any loan between a company and its shareholder or between related parties.
- Loan from a shareholder to the company
- Loan from the company to a shareholder
- Interest-free loan
- Loan between your own companies
- Interest and the arm's length rate
- Repayment and set-off
FULL SUPPORT
A loan with no assessments and no penalties
We take on the tax and accounting side of the loan: calculating the arm’s length interest, checking thin capitalisation and the risk of an additional assessment, recording the loan, the interest and the repayment in the books and the tax return. The agreement we coordinate with an advocate.
Awards and letters of thanks
Certificates, awards and letters of thanks from clients and partners.
Helping those who have it harder
We direct part of our income to children's homes and to needs in Ukraine.
What our clients say
-
"They explain complex things in simple words"
"Exceptional professionalism and attention to detail. Complex matters are explained simply and clearly, and the collaboration runs smoothly. True partners in achieving success."
-
"3 years with NAWI: a reliable partner"
"I've been using their services for three years, and that says it all. Deep understanding of our needs, thorough analysis and fast solutions. A reliable partner."
-
"Within budget, with risks flagged upfront"
"They offered a solution, warned us about the risks and reviewed the contracts. Everything was done precisely, on time and within budget. I recommend them with confidence."
Lending to your company, or borrowing from it?
Send a request: we'll calculate the interest, check the risks and set the loan up correctly. We reply within one business day.
Send a request Get a quoteFAQ
Frequently asked questions
Can I give my company an interest-free loan?
A loan from a related party has to carry interest at the arm's length rate (cena obvyklá). Otherwise the tax office can assess additional income. We'll calculate the correct rate.
What interest rate should I apply?
The rate has to match the market rate between related parties. We calculate it and document the justification.
What is thin capitalisation?
It is a limit on interest deductibility when the loan from a related party is large. We check your case and calculate the permitted amount.
How do I repay a shareholder loan?
We handle the repayment correctly, with no tax consequences, and record it in the books and the paperwork.
Do I need a loan agreement?
Yes. The agreement we coordinate with an advocate, while the interest, tax and accounting are on us.
Shareholder loans in the Czech Republic
A loan between a company and its shareholder (půjčka společníka) is common but carries risk. A loan from a related party has to carry interest at the arm’s length rate, otherwise the tax office assesses additional income. On a large loan, interest deductibility is limited (thin capitalisation).
We calculate the correct interest rate, check the tax risks and thin capitalisation, record the loan and the interest in the books and support the repayment. The agreement we coordinate with an advocate.
We'll set up the loan with no tax risk
Send a request or write to us on a messenger: we'll calculate the interest, check the risks and set the loan up. We will price the work for your business and reply within 24 hours.