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Banking · Accounts

An account with a payment institution (EMI) in Europe

We open accounts with European payment institutions when ordinary banks say no: for non-residents, foreign companies, trusts and businesses in high-risk sectors.

We find the payment institution that fits what your business does, prepare the documents and guide you through onboarding until the account is open. We speak Ukrainian, English and Russian.

  • KDP ČR the chamber of tax advisors
  • 8 years in business
  • 4.9★ on Google

Send us a request and we’ll assess your case

Tell us about the company and what it does, and we’ll say whether opening an account is realistic.

Leave a request
  • KDP ČR the chamber of tax advisors
  • 8 years in business
  • 4.9★ on Google

OUR SERVICES

What the work covers

From choosing the payment institution and assessing your chances through to preparing the documents and opening the account.

  • Choosing the payment institution

    We find an EMI that is willing to work with your jurisdiction and your industry.

  • Preliminary assessment

    We review your activity, your structure and your source of funds before anything is submitted.

  • Document preparation

    We gather and prepare the file to meet the compliance requirements.

  • Onboarding support

    We run the process from the application through to the account being opened and activated.

  • A multi-currency account with an IBAN

    A European IBAN and SEPA and SWIFT payments in EUR, GBP, CZK and other currencies.

  • Help with compliance

    We draft the responses to their queries and help you explain your source of funds.

We open accounts in difficult cases, where ordinary banks turn you down.

HOW WE WORK

Three steps, from assessment to an open account

Deadlines, handover and confidentiality are fixed in the contract. A transparent process — you always know what is happening and when.

  1. We look at your case

    We establish what the business does, how it is structured and which jurisdiction it sits in.

  2. We choose the institution

    We find a payment provider that is prepared to open an account for you.

  3. We open the account

    We prepare the documents and run the onboarding through to activation.

TYPES OF INCOME WE HANDLE

We calculate the tax on any kind of income

From rent and property sales to shares, crypto and dividends. Each type has its own rules, and we know them.

  • Cryptocurrency and Web3
  • Marketplaces and e-commerce
  • International trade
  • IT, SaaS and consulting
  • Investment and holding structures
  • Trusts and foundations

PRICING

Priced per project

The cost depends on the jurisdiction, the industry and the structure. We quote the exact figure once we have assessed your case.

Request a consultation

AN END-TO-END APPROACH

From choosing the payment institution to an open account

Being turned down by a bank is routine for a non-resident, a foreign company or a high-risk business, and the time spent trying is wasted. We take the process on in full: we choose the payment institution, prepare the documents and run the onboarding, so what you get is a working account rather than a run of rejections.

Awards and recognition

Certificates, awards and letters of thanks from clients and partners.

Helping those who need it most

We give part of our income to children’s homes and to causes in Ukraine.

Meet the team

What our clients say

Google Reviews – Google — 4.9

  • LA GEM

    ★★★★★

    “They explain complicated things in plain language”

    “Exceptional professionalism and attention to detail. They explain complex matters simply and clearly, and working with them is effortless. True partners in success.”

  • CodeCraftsmen

    ★★★★★

    “Three years with NAWI, a partner we can rely on”

    “I’ve been using their services for three years now, which speaks for itself. A deep understanding of what we need, thorough analysis and fast solutions. A reliable partner.”

  • SLUGGER FIGHT CLUB

    ★★★★★

    “On budget, with the risks flagged up front”

    “They proposed a solution, warned us about the risks and reviewed our contracts. Everything was done precisely, on time and within budget. I recommend them wholeheartedly.”

See all reviews on Google

Written about us, and trusted: Forbes

Has a bank refused you, or left you waiting?

Send us a request and we’ll assess your case and find a payment institution that is prepared to open an account for you. We reply within one business day.

Request a consultation Get a quote

FAQ

Frequently asked questions

How does a payment institution (EMI) differ from a bank?

It is a licensed EMI: it gives you a European IBAN, SEPA and SWIFT payments and a multi-currency account. For many purposes it does the job of a bank account.

Will you open an account for a non-resident or a foreign company?

Yes. We work with companies from a range of jurisdictions and with non-residents, and we’ll find an institution that suits your case.

What if the business counts as high-risk?

We assess the activity in advance and look for an institution that is prepared to work with it. If opening an account is not going to happen, we’ll tell you straight.

How long does it take to open an account?

It depends on the jurisdiction and the structure. We give you realistic timings once we have assessed the case.

Do I need to travel there in person?

Usually not. Onboarding is done online, and we prepare and submit the documents remotely.

A payment institution account for difficult cases

Banks frequently turn down non-residents, foreign companies (Cyprus, Hong Kong, the Baltics, UK structures), trusts and businesses in high-risk sectors. An EU-licensed payment institution (EMI) solves that problem: a European IBAN, SEPA and SWIFT payments in EUR, GBP and CZK, a multi-currency account and online onboarding.

We choose the payment institution to match your activity and your jurisdiction, prepare the documents and guide you through onboarding until the account is open. We assess your chances up front, so you do not lose time collecting rejections.

We’ll open an account even in a difficult case

Send us a request or drop us a message, and we’ll assess your case and find the right payment institution. We will price the work for your business and reply within 24 hours.

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WHAT’S NEXT

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